Having bought a car for daily maintenance, another one that is worrying about every year is insurance. Insurance we can buy from several channels, what are the advantages and disadvantages of each channel, here we give a brief introduction.

At present, there are several types of channels for buying auto insurance, telephone insurance, 4s shop insurance center and counter insurance, etc. Others are not introduced here.

The telephone insurance is familiar to everyone. In the first few months before the auto insurance expiry date, the salesmen of major insurance companies called us. Do not be surprised where they got the phone number and personal information. We just bought the car. They know our information. Telephone car insurance is to complete the insurance introduction, consultation, and quotation through the telephone, until the insurance policy is confirmed. After the confirmation, they will have a special person to send the insurance policy to us for signature. The advantage of telephone insurance is that there is no middleman to cut the middle price, and the price is relatively cheap. The disadvantage is that it is easy to misunderstand the wrong insurance, and it may be cheated.

The second is 4s shop car insurance, this will not need too much to introduce a lot of old drivers are in the 4s shop to buy insurance, especially when the novice to buy a new car, the first year of insurance are 4s shop to buy. The advantage of buying insurance in the 4s shop is the original spare parts, and the one-stop service is very convenient. Disadvantages are also more obvious, because the 4s shop has specialized terms so expensive, expensive accessories, working hours expensive and so on, and then the cost will rise, the cost will naturally be added to the owner of the body. Some time ago, 315 was not exposed to 4s to earn black money, accessories with poor prices are the most expensive, so go to the 4s shop or have a long mind.

The last thing to say is counter insurance. Counter insurance is a traditional way of insurance. Car owners need to bring their documents and procedures to the insurance company's business office counter to purchase insurance. The advantage is that it is reliable and reliable. The owner can buy it with confidence. If the procedures for preparing the vehicle are complete, it can be completed on the spot. The disadvantage is that the procedures are relatively cumbersome. Not only does the owner need to carry all kinds of documents, but he also has to let you run errands in person. He dares to line up for a long time and thus wastes time and energy. Of course, because the counter insurance is a traditional way of insurance, it is said that the preferential rate is also very small.

The above is a brief introduction to the purchase of auto insurance channels. At present, many of Xiaobian's auto insurance are purchased through telephone insurance. After all, everyone has to go to work to go to 4s shop or repair shop to purchase auto insurance.

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