In the course of driving the vehicle will inevitably lead to various accidents, resulting in vehicle damage, failure, etc. At this time, if the maintenance costs it will be very high, if the vehicle is insured, then it can greatly reduce the pressure, so many owners to buy the car after the first One thing is to buy auto insurance. Auto insurance is just as safe as other types of insurance, but some people buy auto insurance because they are cheated. If auto insurance is not used or is no longer used, it means that auto insurance is retired. Can auto insurance surrender?

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Whether or not auto insurance can be retired depends on its type. If it is commercial auto insurance, most of them can withdraw, and most of the compulsory traffic insurance cannot be refunded. Unless the insurance vehicle logs out, is lost, and can no longer travel, it can apply for surrender. Although commercial vehicle insurance can be surrendered, it also needs to meet relevant conditions. Generally there are:

1. The commercial auto insurance policy is in the validity period of the insurance, and there is no claim or report to the insurance company.

2, the owner repeatedly cast the same insurance.

3, the insurance vehicle is written off, monopoly, etc., is no longer on the hands of the insured, the applicant under the name of a car.

4. The vehicle purchased by the insured cannot be taken into account and the vehicle is recovered due to quality problems. The vehicle expires and needs to be scrapped.

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The vehicle insurance paid by the vehicle must have a legitimate reason. If there is no legitimate reason, the insurance company will not give a surrender; the auto insurance must submit the relevant certificates and materials when surrendering the insurance, and it is best that the insurer should surrender the insurance. In order to avoid suspicion of fraud.

Car insurance can surrender it? Although auto insurance can be retired, but there is no sudden situation or not to have to surrender the situation, it is recommended that the policyholder is best not to surrender. Once the surrender is too frequent, it will affect the individual's future vehicle insurance problem, and is easily pulled into the blacklist by the insurance company. Moreover, even if the auto insurance surrenders, the surrender premium received is also very different from the insurance premium that was originally paid by you. It is impossible to get back 100% of the premiums paid at that time.


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